Guide to Buying Your First Home

About this Guide

What else is more exciting than the prospect of purchasing our first home? Accompanying all that excitement often includes: 

  • White-knuckle suspense,
  • Gripping anxiety, and of course
  • Looming uncertainty.

It’s par for the course! Let this Playbook wash away some of that uncertainty and bring clarity to questions like these:

  • Will we be able to find the right home that we love?
  • Will it fall into our price range?
  • Can we get the necessary financing?
  • Do we stand a chance against veteran buyers?

It’s your turn. Make the most of it.

Karen Van Ness portrait

Karen Van Ness

Realtor CA DRE# 01354837

46 years in Real Estate

Call or Text 858-699-6409

Ray Broemmelsiek portrait

Ray Broemmelsiek

Realtor CA DRE# 01943093

HomeToHome Creator

Buy First Your Home

HOME PLAN

Government programs and savvy strategies to compete against stronger buyers.

ChatGPT Plus required

DEMO AGENT SERVICE PLAN

From your Toolbox

Selected tools for your Guide

Follow Your Agent’s Plan

SERVICE PLAN

FOLLOW YOUR AGENT’S PLAN RELAX & COMMUNICATE.

AGENT CONSULT

YOUR AGENT’S EXPERIENCE & EXPERTISE AT YOUR CALL

QUESTIONNAIRE

PREPARE FOR YOUR AGENT CONSULTATION

Follow Your Lender’s Plan

FINANCE PLAN

FOLLOW YOUR LENDER’S PLAN RELAX & COMMUNICATE.

LENDER CONSULT

YOUR LENDER’S EXPERIENCE & EXPERTISE AT YOUR CALL

Choose Your Loan

LOANSENSE 

ALL-PURPOSE LOAN RATING AND FEE DETAILS

ARMSENSE

DETAILS FOR ARM’S (ADJUSTABLE RATE MORTGAGES)

Choose Your Home

NEXT DREAM

DESCRIBE YOUR NEXT DREAM HOME

RATE THIS HOME

RATE COMPARABLE HOMES

MAP HOMES

A MAP OF HOMES YOU RATED

Prepare Your Offer

MARKET PRICE

DETERMINE YOUR HOME’S MARKET PRICE

CASHFLOWS

ESTIMATE YOUR HOME’S AFFORDABILITY, OR ITS INCOME AS AN INVESTMENT

Close Your Transaction

CASH TO CLOSE

ESTIMATE YOUR CLOSING COSTS FOR BUYING SELLING

ESCROW

YOUR LIBRARY OF REFERENCES FOR CLOSING YOUR TRANSACTION

Share Your Success

GIFT A FRIEND

SHARE YOUR DISCOVERY WITH A FRIEND OR FAMILY

Help yourself to some unexpected happiness

Example Rebate and Discounts

2024 is reforming the way homes are bought and sold. Until July 15th, home buyers & sellers have window of opportunity to save additional money. Pick your Plan below or contact us.

AI INSIDE

Meet your AI Service Team

In your Service Plan & at your service

Al Ethics Advisor

I help you manage risk & compliance oversight, from Lead to Client for Life.

AI Ethics Advisor Video Guide (included)

Al Forms Librarian

I’m the Librarian of Forms & Fields to help you with any forms.

AI Forms Librarian Guide (included)

Al Purchase Agreement Specialist

I am at your service to provide expertise in the Residential Purchase Agreement.

AI Purchase Agreement Video Guide (included)

Meet your Agent’s AI Marketing Hub

In your Service Plan & at your service

Transparent Agent Service

When stakes are high, trust & verify. Know what’s happening at each step.

Video Guide (included)

The List Maker

The Al-Powered Listings Prospector to Make Hotspot Homeowner Lists and Connect.

AI Listmaker Video Guide (included)

AI Marketing Shaman

Let me help you with your favorite social media channels, email, & KVCore.

AI Marketing Shaman Video Guide (included)

Meet your Agent’s Support Services Team

In your Service Plan & at your service

Al Sales & Negotiating Coach

I’m here to help you successfully negotiate your transactions.

AI Sales & Negotiating Video Guide (included)

Al Transaction Coordinator Plan

AI Powered TC Plan to boost your compliance & timeliness.

AI TC Video Guide (included)

Client Care Specialist Plan

AI Powered Plan for your VA’s to boost your Client Care.

AI Client Care Video Guide (included)

The Proof with the Promise

“74% of people say they would use their real estate agent again, but only 26% do.”

National Association of Realtors (NAR)

Checklist builds a bridge of trust

Complementary HomeToHome for Buyers & Sellers

Still Not Sure?

Try a free Home To Home.

Take it for a long Test Drive.

Create your (very short) profile so we can deliver the best experience to you.

 

If you are not completely convinced that your Home To Home will :
1. Increase your opportunities to save money
2. Empower your negotiating
3. Improve your final results
It won’t cost you a penny and we part as friends.
Sound fair? If so, push the button and let’s go for a spin.

Ok, sure. I will try HomeToHome.

Try

IMPORTANT : Please read the Disclaimer.

Home to Home is a trademark of Home to Home Systems.